General
Overview of the XPips platform and basic questions.
108 Articles
Help Center
Find answers to your questions about XPips trading platform, programs, and services
202+ articles across 5 categories
Programs
Details about XPips programs including Pay After You Pass, Instant Funded, 1 Step, and 2 Step models.
4 Articles
Trading Rules
Comprehensive guide to XPips trading rules, risk management, and compliance requirements.
50 Articles
Affiliate Program
Everything you need to know about XPips affiliate program, commissions, and referral system.
18 Articles
Getting Paid
Complete guide to reward withdrawals, payment methods, and payout procedures at XPips.
22 Articles
All FAQ Categories and Topics
General
Overview of the XPips platform and basic questions.
Are there any country restrictions for joining XPips?
Global Access
Xpips accepts traders from many countries worldwide, but some geographical restrictions apply due to regulatory reasons. Traders from certain regions may be unable to participate in evaluations or receive funded accounts.
How to Check If You're Eligible
If you're unsure whether you can join from your country, check the Xpips website or contact customer support for confirmation. During the onboarding process, you will be required to complete a KYC (Know Your Customer) verification to confirm your eligibility.
KYC & Compliance Requirements
All traders must complete identity verification through Veriff before receiving a funded account. If your country is restricted, you may not be able to proceed beyond the KYC stage. This process ensures compliance with local regulations and helps protect traders and Xpips potential legal or security risks.
What If My Country is Restricted?
We do not have any country restricted
Further Support
For further inquiries about country restrictions, reach out to Xpips support for assistance.
Are there any IP address restrictions?
IP Address Enforcement
Yes, Xpips enforces IP address restrictions to prevent account sharing and ensure that only the registered trader manages the account.
How Do IP Address Restrictions Work?
If your IP address changes drastically or frequently without prior notice, it may trigger a security review or account breach. Trading from multiple locations or using a VPN can sometimes flag unusual activity.
What If I Need to Trade From Different Locations?
If you plan to trade from multiple locations (e.g., home, office, while traveling), use a VPN or proxy service, or have a dynamic IP address that frequently changes, you must inform Xpips in advance to avoid any issues. Once notified, this will be noted on your account to prevent any interruptions.
How to Inform Us
You can notify us through email: support@xpips.com or Discord.
Why Are These Restrictions in Place?
These measures are in place to prevent unauthorized account sharing or passing, ensure compliance with fair trading policies, and maintain security and verify account activity. If you anticipate IP changes or need assistance, reach out to us through any of the above methods, and we'll update your account accordingly.
Can beginners join XPips?
Beginner Welcome
Yes! Xpips welcomes traders of all experience levels, including beginners.
Getting Started as a Beginner
Xpips's evaluation process is designed to assess risk management, consistency, and strategy execution—skills that can be developed over time. You don't need advanced trading knowledge to participate, but having a basic understanding of trading and markets can be helpful.
Resources for Success
To support traders at all levels, Xpips offers educational resources aimed at helping you refine your strategies and improve your trading skills.
Tips for New Traders
Start Small: Begin with a smaller account size to build confidence and minimize risk. Practice First: Consider practicing on a demo account to develop your strategy before starting the evaluation. Ready to take the first step? Join Xpips today, and we'll support you on your trading journey!
Can I choose my own broker?
Pre-Selected Partners Only
No, Xpips does not allow traders to choose their own broker. All trading is facilitated through our pre-selected broker partners. This ensures consistency in market conditions and liquidity, providing a fair and level playing field for all traders.
Why can't I choose my own broker?
By working with trusted and regulated broker partners, we can guarantee uniform trading conditions (all traders have access to the same spreads, execution speeds, and market conditions), seamless integration (our brokers are fully integrated with MetaTrader platforms, offering a smooth trading experience), and top-tier service (competitive spreads, low latency, and a wide range of instruments including forex, indices, commodities, and cryptocurrencies). This standardized approach helps us maintain the high-quality trading environment that Xpips is known for.
Can I have multiple funded accounts?
Multiple Account Management
Yes, Xpips allows traders to manage multiple funded accounts at the same time. This flexibility enables traders to diversify their strategies, manage different risk levels, and maximise their earning potential.
Maximum Funded Allocation
Traders can manage multiple funded accounts, but the total funded capital must not exceed $400,000. If you pass additional evaluations that exceed this limit, the extra funded accounts will be placed on hold. Additional funded accounts will only be activated if one of your existing funded accounts is breached and no longer active.
Managing Multiple Accounts Effectively
Each account operates independently, meaning traders must adhere to risk management rules separately for each account. Diversification strategies can be applied across different accounts, but traders should ensure they maintain proper discipline. Xpips provides a dashboard where traders can monitor the performance of all their accounts in one place, making it easier to stay organised. Managing multiple funded accounts can be a great way to scale your trading, but it requires proper risk management and compliance with all trading rules. If you have questions about account allocation or scaling, feel free to reach out to Xpips support.
Can I take multiple evaluations at once?
Simultaneous Evaluations Allowed
Yes, traders are allowed to take multiple evaluations simultaneously at Xpips. This allows you to work toward managing multiple funded accounts, providing greater flexibility and the potential to scale your trading operation.
How Does It Work?
You can purchase and trade multiple evaluations at the same time. Evaluations can be for different account sizes (e.g., a $50,000 account and a $100,000 account). If you successfully pass multiple evaluations, you can receive multiple funded accounts, allowing you to manage more capital.
Maximum Funded Allocation
Traders can hold a maximum of $400,000 in funded capital at any one time. If you pass additional evaluations that exceed this limit, the extra funded accounts will be breached. Additional funded accounts will only be activated if one of your existing funded accounts is breached and no longer active.
Important Considerations
Each evaluation follows the same trading rules, including drawdown limits and profit targets. Managing multiple accounts requires discipline to ensure consistency and adherence to risk management guidelines. If you are new to the process, we recommend starting with one evaluation before taking on multiple accounts. Taking multiple evaluations can be a great way to scale your trading, but it's essential to manage risk effectively and ensure that your strategies are sustainable across multiple accounts. If you have questions about your funded capital limit, feel free to reach out to Xpips support for clarification.
Can I trade during news events?
Evaluations
Yes — during the evaluation stage you are free to trade before, during, and after major news announcements. Unlike many other firms, we don't restrict trading before, during, or after scheduled economic announcements. You can trade freely during news in any evaluation challenge. There are no restrictions or deductions on profits earned during these periods. This means you can place or hold trades overnight, across weekends, and through news events without concern.
Funded Accounts
On funded accounts, we apply an additional layer of risk control to ensure fairness and stability: Profits generated from trades opened or closed within 10 minutes (before & after) of a high-impact news release may be subject to removal. This does not mean your account will be breached — only that specific profits can be adjusted. Trades that are already open and held through the news event are not impacted.
Why This Rule Exists
High-impact news can create extreme volatility, slippage, and execution irregularities. Removing profits generated purely from this activity ensures consistency across traders while still allowing strategies to be applied around news periods.
Best Practices for News Trading
Plan your risk: set appropriate stop losses and manage leverage carefully. Hold trades confidently: positions carried through news will not be penalized. Check the economic calendar: stay aware of events that may fall under the 10-minute window.
What Is Considered a Major News Event?
At Xpips, a major news event refers to high-impact economic releases or announcements that typically cause significant volatility in the markets. These events are usually flagged as 'High Importance' on widely used economic calendars such as Forex Factory, Investing.com, and DailyFX. Common examples include U.S. Non-Farm Payrolls (NFP), FOMC Interest Rate Decisions, Consumer Price Index (CPI) Reports, Gross Domestic Product (GDP) Releases, and Central Bank Announcements (ECB, Fed, BoE, etc.).
Can I upgrade my profit split?
Upgrade Available at Checkout
Yes, Xpips allows traders to upgrade their profit split, but this can only be done as an add-on during the checkout process.
How Does the Profit Split Work?
The default profit split is 80/20, meaning traders keep 80% of their profits, while Xpips retains 20%. By purchasing an upgrade add-on at checkout, traders can increase their profit split up to 100%, keeping the full share of their earnings.
Important Notes About Upgrading Profit Split
Profit split upgrades are only available at checkout—they cannot be upgraded after funding. The upgraded split applies to all profits earned after passing the evaluation. This feature provides traders with a competitive profit-sharing model, allowing them to maximise earnings. If you're considering increasing your profit split, be sure to select the upgrade option at checkout when purchasing your evaluation. For more details, check our funding plans or reach out to our support team.
Can I use Expert Advisors (EAs)?
EAs Allowed
Yes! Xpips allows the use of Expert Advisors (EAs) and automated strategies on both evaluation and funded accounts.
What Types of EAs Are Allowed?
Trade management EAs – Automate stop-loss adjustments, trailing stops, and position sizing. Strategy-based EAs – Implement technical and fundamental trading strategies. Algorithmic trading systems – Designed to follow predefined risk management rules.
What Is Not Allowed?
High-Frequency Trading (HFT) EAs – EAs that place an excessive number of orders within milliseconds are not permitted, as they can create liquidity and execution issues with our brokers.
Best Practices for Using EAs
Test your EA extensively before using it in a live evaluation or funded account. Ensure the EA follows XPips rules, including drawdown limits and risk management guidelines. Monitor your EA closely to avoid unintended rule breaches or strategy failures. While automated trading can be highly effective, traders remain responsible for their account's performance. If you plan to use an EA, make sure it aligns with XPips risk parameters to maintain account eligibility.
Do I need to be an expert trader?
Open to All Levels
No, you do not need to be an expert trader to join Xpips. Our platform is designed to cater to traders of all experience levels.
Who Can Join?
XPips is open to: Beginner Traders – Those looking to learn proper risk management and trading discipline. Intermediate Traders – Traders who want to prove their consistency and scale up their capital. Advanced Traders – Experienced professionals seeking higher funding and more significant profit opportunities.
How Does Xpips Support Traders at Different Levels?
Educational Resources – We provide valuable educational materials to help traders develop sound strategies. Risk Management Focus – Success isn't just about making profits; it's about managing risk effectively. Our evaluation process is designed to reinforce discipline and strategic execution. Flexible Trading Conditions – Traders can trade their preferred style within our guidelines, using strategies that suit their experience level. Demo Account Practice – New traders can practice their skills on a risk-free demo account before committing to an evaluation.
Can Beginners Pass the Evaluation?
Yes! Even traders who are still learning can pass by following our structured approach: Sticking to a Strategy – Avoid emotional trading and focus on consistency. Managing Drawdowns – Stay within the allowed limits to avoid breaching the account. Risking Smartly – Avoid over-leveraging and trade within safe margins. By following our rules and guidelines, traders of all levels have the opportunity to succeed and become funded traders with Xpips.
How often can I request payouts?
Flexible Payout Options
Xpips offers flexible payouts. The default is 28 days after your first funded trade, with faster options via add-ons.
Payout Cycles & Options
Default Payout Cycle: 28 days after the first trade on a funded account. Biweekly & On Demand Payouts: Available as checkout add-ons for faster withdrawals.
How Are Payouts Processed?
Once a payout request is made, Xpips processes withdrawals securely through Rise (payment processing platform), PayPal, and Cryptocurrency.
Payout Processing Time
Once requested, payouts typically take 1-5 business days to be processed and transferred. The exact time may vary depending on the selected withdrawal method.
Ensuring a Smooth Payout Process
Traders must adhere to all trading rules and profit-sharing agreements before requesting payouts. The requested payout amount must be within eligible earnings based on the trader's profit split. Xpips ensures timely and reliable payouts so that traders can access their profits with minimal delays. For any payout-related questions, reach out to Xpips support.
When am I eligible for a refund?
Program-Based Refunds
Refunds for funded traders are issued based on the program type and the number of successful payouts achieved:
Refund Schedule
1-Step Evaluation: Refund issued after the 3rd payout. 2-Step Evaluation & 2-Step Pro: Refund issued after the 3rd payout. 1-Step Access: Refund issued after the 4th payout. 2-Step Access: Refund issued after the 4th payout. Instant Funded: Refund issued after the 5th payout.
Refund Process
Refunds are processed alongside your regular payout, so there's no extra waiting period. Perform well, follow the rules, and your fee comes straight back to you. If you have any questions about refund timelines or eligibility, feel free to reach out to our support team — we're happy to help.
How do I join XPips?
Step 1: Choose Your Evaluation Type
Xpips offers two different evaluation models to suit traders with different needs and experience levels: (One-Phase Evaluation) - A fast-track evaluation with a single phase designed for traders who want quicker access to funding, requires meeting a single profit target while adhering to risk management rules, and can be completed in as little as five days. Standard Evaluation (Two-Phase Evaluation) - A more structured and in-depth evaluation with Phase 1 requiring an 8% profit target while following risk parameters, and Phase 2 requiring a 5% profit target to confirm consistency before funding, ideal for traders who want a step-by-step approach to securing capital.
Step 2: Complete Your Registration & Payment
After selecting your evaluation, you'll proceed to checkout on our official website Xpips.com. Secure Payment Options – You can pay using a debit/credit card, or cryptocurrency. Add-On Customization – You can select weekly payouts, 100% profit split, zero minimum trading days, or a free retry add-on to enhance your trading experience. Instant Processing – Once your payment is confirmed, your evaluation account is created immediately.
Step 3: Receive Your Trading Credentials & Start Trading
Once you've successfully completed your registration, you will receive your trading account credentials via email. Login Credentials – You'll get the necessary login details to access your TradeLocker trading platform. Your Evaluation Begins – You can immediately start trading and working towards your evaluation profit target. Technical Support Available – If you experience any login issues or need assistance, our customer support team is available to help via Discord, email, or live chat.
Step 4: Pass the Evaluation & Get Funded
Your goal during the evaluation phase is to demonstrate profitability and disciplined risk management. By meeting the profit targets and following the trading rules, you will successfully complete the evaluation and be upgraded to a funded account. Pass the evaluation → Receive a real funded account → Earn a profit share of up to 100%! If you do not pass the evaluation on your first attempt, don't worry! You can retry by purchasing a new challenge or using the free retry add-on if you selected it at checkout. Becoming a funded trader has never been easier. Start your journey now and gain access to real capital, flexible trading conditions, and high profit splits.
What is the KYC process?
Mandatory Verification
The KYC (Know Your Customer) process is a mandatory verification step required only after passing the evaluation, before receiving a funded account.
How Does the KYC Process Work?
Xpips uses Veriff, a secure third-party provider, to verify your identity. The process involves: 1. Submitting Identity Verification Documents (A government-issued ID: passport, driver's license, or national ID card). 2. Providing Proof of Address (A recent utility bill or bank statement issued within the last 3 months that displays your name and address). 3. Completing Facial Recognition Verification (Veriff may require a live selfie scan to confirm that the submitted ID belongs to you).
How Long Does Verification Take?
Most verifications are completed within minutes. In some cases, the process can take up to 5 working days, depending on Veriff, especially if there are issues with the submitted documents.
What If There's an Issue with My Verification?
If your verification is delayed or rejected, contact Veriff support at support@Xpips. If Veriff is unable to resolve the issue, reach out to Xpips support, and we will assist you further.
Why is KYC Required?
Ensures compliance with anti-money laundering (AML) regulations. Verifies that only legitimate traders receive funded accounts. Protects against fraud and identity theft. KYC is only required after passing the evaluation—it is not needed during the evaluation phase. You must complete KYC before your funded account is activated. If you have any questions about the process, feel free to contact Xpips support for assistance.
What is the No Max Drawdown offer?
Removes Overall Drawdown Limit
Our No Max Drawdown offer removes one of the most common restrictions in prop trading — the maximum overall drawdown limit. When active, this offer means your account will only be breached due to Maximum Drawdown if your balance reaches $0, regardless of how much you've drawn down over time. This gives traders more breathing room and reduces the pressure from hitting an overall drawdown limit.
What still applies?
While the overall max drawdown is removed, the Daily Drawdown rule still applies without exception. This means you still need to manage your risk day to day. If you breach the daily loss limit, your account will be terminated, even if your balance is far above zero.
Example
Let's say you purchase a $100,000 Xpips Challenge during a No Max Drawdown promotion. Standard Max Drawdown: 8% (breach if balance hits $92,000). With No Max Drawdown: Drawdown allowed up to 100% (breach due to Max Drawdown only if balance hits $0). Daily Drawdown Limit: Remains at 5%. Scenario 1: You lose 4% on each of 5 separate days (totaling 20% drawdown). Your balance is now $80,000. Still compliant — you didn't breach the daily limit, and you're not at $0. Scenario 2: You lose 6% in a single day. Account breached — you violated the daily drawdown limit, which always applies.
What is the Reset option?
Continue After Breach
If your Access account is breached (due to hitting drawdown limits), Xpips allows you to continue trading by purchasing a Reset instead of buying a brand-new account. This reset option is only available for 72 hours after the breach.
How It Works
Resets are only available after your account is breached. Once breached, you'll have 72 hours to pay the reset fee. A new funded account of the same size will be issued. All previous trading activity is cleared — this is a fresh start.
Access 1 Step – Reset Pricing
$10,000: $67.20, $25,000: $123.20, $50,000: $183.20, $100,000: $347.20, $200,000: $671.20. Reset Consistency Rule: Traders on Access 1 Step resets are subject to a 50% consistency rule, meaning no single trading day may account for more than 50% of your total profit. This rule does not result in a breach, but must be met to qualify for a reward.
Access 2 Step – Reset Pricing
$5,000: $31.20, $10,000: $55.20, $25,000: $111.20, $50,000: $167.20, $100,000: $315.20, $200,000: $591.20. Reset Consistency Rule: Traders on Access 2 Step resets are subject to 50% consistency rule, meaning no single trading day may account for more than 50% of your total profit. As with 1 Step, this does not breach the account but must be met to claim a reward.
Still Have Questions?
If you're unsure whether your account qualifies for a reset, or need help completing the reset payment, reach out to our support team directly. We're here to help you get back on track.
What are the evaluation fees?
Fee Structure
Evaluation fees vary by account size and one- or two-phase option. Xpips offers $10K–$200K accounts; fees rise with size.
Can I Customise My Evaluation?
Yes! You can add features like reduced payout cycles or higher profit splits to tailor your evaluation experience. These optional add-ons provide extra flexibility and allow you to make the most of your trading journey.
How Can I Pay?
Payments are processed securely through our website. We offer multiple payment options, including Credit Cards and more - so you can choose what works best for you. For a full breakdown of costs, check out our Website.
Don't Miss Our Promotions!
We frequently offer discounts and special promotions on our social media channels. Follow us to stay up-to-date on the latest deals and opportunities! Still have questions? Let us know—we're happy to help!
Is there a scaling plan?
Scaling Available
Yes! Xpips offers a scaling plan for traders who demonstrate consistent profitability and disciplined risk management. This plan allows successful traders to increase their funded capital over time without needing to pass additional evaluations.
How Does the Scaling Plan Work?
If a trader meets the performance criteria over a set period without violating any risk rules, their account may be scaled up to a higher funding level. This allows traders to manage larger capital and increase their profit potential as they continue to trade successfully.
Who is Eligible for Scaling?
Traders who show consistent profitability. No violations of daily or total drawdown limits. Adherence to proper risk management practices.
Why is the Scaling Plan Beneficial?
Allows traders to grow their account size without paying for new evaluations. Rewards consistent and disciplined trading. Provides an opportunity to scale up earnings as performance improves. For full details on the Xpips scaling plan, visit: Xpips. If you have any questions about the scaling process, feel free to reach out to our support team.
What add-ons are available?
Add-Ons Overview
At Xpips, we provide a selection of add-ons designed to enhance your trading experience and offer more flexibility.
On Demand Payout Add-On
What it does: Changes your payout schedule to allow requests on demand for your initial payout. Your first payout can be requested on demand. After that, you can request a payout every 14 days. Who it's for: Traders who want quicker, ongoing access to their profits after their initial payout window.
Biweekly Payout Add-On
What it does: Adjusts your payout schedule to allow requests every 14 days after your initial payout. Your first payout can be requested 28 days after your first trade. After that, you can request a payout every 14 days. Who it's for: Traders who value regular, reliable withdrawals but don't need them weekly.
Free Retry Add-On
What it does: Gives you a second chance to attempt your evaluation at no extra cost if you breach the rules. This lets you restart without purchasing a new account.
Zero Minimum Trading Days Add-On
What it does: Removes the minimum trading day requirement during the evaluation phase, allowing you to pass as soon as you meet the profit target and other criteria. Important model-specific rules: Evaluation Accounts: Valid for the entire evaluation phase. Instant Funded: Valid after your first payout. Your first payout must still meet the minimum trading days requirement. 2-Step Access: Valid through the evaluation phase only. Not valid in funded. 1-Step Access: Valid after your first payout.
100% Profit Split Add-On
What it does: Increases your payout split to 100%, meaning you keep all of your trading profits on every payout. Who it's for: Traders who want to maximise their earnings from the very start.
Default Payout Schedules
Default: 28 days, then every 28 days. Biweekly Add-On: 28 days, then 14 days, 14 days. Weekly Add-On: 21 days, then 7 days, 7 days. By offering these tailored add-ons, Xpips ensures every trader can create a custom trading journey that fits their style, goals, and withdrawal preferences.
What evaluation programs are available?
Program Overview
At Xpips, we understand that traders have diverse strategies, risk tolerances, and goals. We offer three distinct evaluation programs.
1. 2 Step
The Xpips Challenge is our most popular two-phase evaluation, tailored for both novice and experienced traders. Phase 1: Achieve a 8% profit on your initial balance. Drawdown Limits: Daily Drawdown: 4%, Overall Drawdown: 10%. Phase 2: Achieve a 5% profit on your account balance. Drawdown Limits: Remain consistent with Phase 1. This structured approach ensures that traders demonstrate consistent profitability and robust risk management before advancing to a funded account.
2. 2 Step Pro
For traders seeking enhanced benefits during the evaluation process, the XPips Plus program offers a compelling proposition. Phase 1: Achieve an 8% profit on your initial balance. Drawdown Limits: Daily Drawdown: 5%, Overall Drawdown: 8%. Phase 2: Achieve a 5% profit on your account balance. Drawdown Limits: Remain consistent with Phase 1. Unique Feature: Evaluation Phase Profit Share: Earn a 15% profit share on gains generated during the evaluation phases, disbursed alongside your third payout upon becoming a funded trader. The XPips Plus program is designed for traders who not only seek funding but also wish to start earning during the evaluation process.
3. 1 Step
The Xpips 1-Step Challenge program is a streamlined, one-phase evaluation for traders confident in their strategies and eager to access funded accounts swiftly. Evaluation Phase: Achieve a 9% profit on your initial balance. Drawdown Limits: Daily Drawdown: 4%, Overall Drawdown: 7%. Key Advantages: Expedited Funding: By eliminating the second phase, traders can qualify for a funded account more quickly. No Time Constraints: Traders can progress at their own pace, as there are no time limits imposed on the evaluation. The Xpips 1-Step Challenge is ideal for traders who have a proven track record and wish to expedite their journey to managing funded capital.
4. Instant Funding
The Xpips Instant program is designed for traders who want to bypass the evaluation process and start trading with funded capital immediately. Key Details: No Evaluation: Begin trading with real capital right away — no phases, no targets to meet before funding. Drawdown Structure: Daily Drawdown: 3% (trailing), Overall Drawdown: 6% (trailing). Ideal For: Confident traders who have a proven edge and want to skip the evaluation phase to begin earning immediately from live market conditions. The Instant Funded model is perfect for those who value time efficiency and are ready to manage real capital from day one.
Programs Commitment
At Xpips, we are committed to providing evaluation programs that align with your trading style and objectives, paving the way for a successful trading career. For more detailed information and to choose the evaluation that best fits your needs, visit our official website.
What trading instruments are available?
Diverse Range Available
Xpips offers a diverse range of trading instruments through the MetaTrader 5 (MT5) platform, enabling traders to access multiple financial markets and diversify their trading strategies. Below is an overview of the available asset classes and examples of instruments within each category:
Forex (Foreign Exchange)
Trade a wide array of currency pairs, including: Major Pairs: EUR/USD, GBP/USD, USD/JPY. Minor Pairs: EUR/GBP, AUD/CAD, NZD/JPY. Exotic Pairs: USD/TRY, EUR/SEK, GBP/ZAR.
Commodities
Access the commodities market with instruments such as: Metals: Gold (XAU/USD), Silver (XAG/USD), Platinum. Energy: Crude Oil (WTI and Brent), Natural Gas. Agricultural Products: Coffee, Cocoa, Sugar.
Indices
Trade global stock indices, including: US Indices: S&P 500, NASDAQ 100, Dow Jones Industrial Average. European Indices: FTSE 100, DAX 30, CAC 40. Asian Indices: Nikkei 225, Hang Seng Index, ASX 200.
Cryptocurrencies
Engage in the crypto market with popular digital currencies like: Bitcoin (BTC/USD), Ethereum (ETH/USD), Ripple (XRP/USD), Litecoin (LTC/USD), Bitcoin Cash (BCH/USD).
Important Note
This extensive selection of instruments allows traders to tailor their portfolios according to their strategies and market outlooks. For a comprehensive and up-to-date list of all available instruments, including specific contract details and trading hours, please refer to the MT5 directly or visit the Xpips website. Note: The availability of certain instruments may vary based on account type and regional regulations. Always ensure that you are aware of the specific terms and conditions related to each instrument before trading.
What is the maximum funded allocation?
Maximum Allocation Limit
At Xpips, the maximum funded allocation per trader is $400,000. This means traders can manage multiple funded accounts, such as 4 x $100,000 accounts or 2 x $200,000 accounts, but cannot exceed a total of $400K in funded capital at any given time.
How Does the Maximum Allocation Work?
Once a trader reaches the $400,000 funded capital limit, they can continue trading their active funded accounts but cannot receive additional funded accounts unless one of their existing accounts is breached or closed. If a trader successfully passes additional evaluations beyond the $400K limit, the extra funded accounts will be placed on hold until there is room within their allocation. This ensures fair distribution of capital while allowing traders to effectively scale their trading operations.
Can I Scale Beyond the $400K Limit?
While the initial cap is set at $400,000, XPips provides a scaling plan for traders who consistently perform well. This means that over time, traders who demonstrate strong profitability and disciplined risk management may have opportunities to increase their capital allocation beyond the standard limit.
Why Is There a Funded Capital Limit?
The $400K cap ensures responsible risk management across all traders on the platform. It helps maintain liquidity and execution quality while allowing traders to manage significant amounts of capital efficiently. The structure promotes scalability and consistency, ensuring that traders grow within sustainable risk parameters.
What Should I Do If I Want to Scale Further?
If you are performing well and would like to increase your capital allocation, you can explore Xpips's scaling plan. By maintaining consistent profitability and adhering to all risk management rules, you may be eligible for larger trading capital over time. Xpips's maximum allocation model is designed to provide traders with ample opportunity to scale their trading operations, while ensuring a structured and disciplined approach to capital growth. If you have any questions regarding your funded allocation or potential scaling opportunities, feel free to reach out to Xpips support.
What is XPips?
Prop Trading Firm
Xpips is a prop trading firm that gives traders the chance to access significant capital by completing an evaluation process.
How Does It Work?
Xpips offers multiple evaluation models and challenges tailored to different trader preferences: 1 Step (One-Phase Evaluation) – A fast-track option for traders looking to get funded quickly. Two-Step Evaluation – A structured evaluation designed to assess consistency and risk management over multiple phases. Two-Step Pro – An advanced version of the two-step evaluation with modified rules for experienced traders. Instant Funded – Get funded immediately without any evaluation phases or profit targets, ideal for traders ready to start live trading right away. 1 Step Access (Pay After You Pass) – A one-phase challenge where you only pay the fee after successfully passing. Two-Step Access (Pay After You Pass) – A two-phase challenge with payment required only after you pass the evaluation. Once you successfully pass your chosen evaluation or challenge, you gain access to a funded account where you can trade in major financial markets, including forex, indices, commodities, and cryptocurrencies.
Why Choose Xpips?
Xpips is built for traders who want access to capital with fair and transparent rules. Unlike other firms, there are no restrictions on trading styles, meaning you can use your own strategies, including news trading and Expert Advisors (EAs). Additionally, the firm offers: Competitive Profit Splits – Earn up to 100% of your profits with add-ons. No Maximum Time Limits – Take as long as you need to complete your evaluation. Flexible Trading Conditions – No limits on holding trades overnight or over the weekend. A Supportive Trading Community – Learn, engage, and grow with other traders.
What Happens After You Pass?
Once you complete the evaluation, you'll receive a funded account where you can trade and withdraw your profits according to your chosen payout cycle. Xpips's mission is not just to fund traders, but to help them succeed with long-term sustainability in mind. Whether you're an experienced trader or just getting started, our platform is designed to provide the capital, flexibility, and support you need to thrive. Ready to start your journey? Join Xpips today and trade without limits.
Which trading platforms are supported?
MetaTrader 5 Support
At Xpips, we support Metatrader 5 (MT5). At XPips, we support the following trading platform: MT5: A modern trading platform designed for seamless execution and advanced analytics. It offers a user-friendly interface and robust tools to help you manage and monitor your trades effectively.
Platform Accessibility
MT5 is available on desktop, web, and mobile. This ensures you can access your trades from anywhere, with features like advanced charting tools, technical indicators, and efficient trade execution at your fingertips. Have questions about the platforms? Reach out to us through chat—we're here to help!
What are the reset fee details?
Reset Fee Purpose
The Reset Fee allows traders in the Access Model to continue their trading journey after a breach, without having to buy a brand-new account. By paying the applicable reset fee within the specified time frame, you can resume trading with a fresh account balance and updated credentials. You will be automatically prompted to pay the reset fee once your account has breached. There is no obligation to proceed — however, it is a great opportunity to refresh your account at a discounted rate compared to starting over at full price.
Reset Fee Pricing - 2-Phase Funded
Reset #1 Fee – 40% of initial purchase: $5K: $49.99, $10K: $99.99, $25K: [amount not specified], $50K: $167.20, $100K: $315.20, $200K: $591.20
XPips Access 1-Step Funded
Reset #1 Fee – 40% of initial purchase: $10K: $67.20, $25K: $123.20, $50K: $183.20, $100K: $347.20, $200K: $671.20
Reset Fee Process
You have up to 3 calendar days from the breach date to pay the reset fee if you wish to continue. Once payment is received, you'll be issued new account credentials and your balance will be reset to the starting amount. Reset fees apply only once per account ('Reset #1'). Future resets may be priced differently.
Reset Rules – 2-Phase vs 1-Step Funded
2-Phase Funded: Your drawdown limits and other trading parameters remain unchanged after the reset. Consistency Rule Adjustment: After the reset, a 50% consistency rule will apply. What is the Consistency Rule? The consistency rule limits how much of your total profits during a payout cycle can come from your single best trading day. Example: If your payout cycle profit is $4,000, no single day can contribute more than 50% (i.e., $2,000). This ensures profits are achieved through steady trading rather than relying on one outsized trade. 1-Step Funded: Your drawdown limits remain unchanged. Consistency Rule Adjustment: 50%. Example: If your payout cycle profit is $5,000, no single day can contribute more than 50% (i.e., $2,500). This encourages more even profit generation across the payout cycle.
Important Notes
The reset fee does not waive any breaches caused by prohibited trading behaviour. If a breach results from rule violations, you may be ineligible for a reset. All other Xpips rules continue to apply after the reset.
Programs
Details about XPips programs including Pay After You Pass, Instant Funded, 1 Step, and 2 Step models.
1 Step
The 1-Step Standard Challenge is designed for traders looking for a simplified path to funding — with just one phase, clear risk rules, and no surprises. Once the profit target is met and the rules are followed, traders move directly to a funded account with access to up to 100% of the rewards.
This model is best suited for confident traders who prefer a faster route and full transparency from start to finish.
Rules
Your account will be closed immediately if: - You exceed the daily drawdown limit (4%) - Your Overall Drawdown loss limit (7%)
If Breached
If breached, you may: - Buy a new challenge - There are no resets on this model.
Rule
Your max daily drawdown is 4% of the previous day’s highest balance or equity, whichever is greater. This resets every day at 5PM EST.
Example 1
Yesterday’s highest: $100,000 Daily limit = $96,000 If equity falls below that, the account is breached.
Example 2
Highest: $105,000 Daily limit = 4% = $4,200 New threshold = $100,800
Rule
This is a fixed drawdown level. It never moves regardless of how much profit you make.
Example
$100K account 7% = $7,000 If your equity or balance falls below $93,000, you’re breached.
Requirements
To qualify for funding or a payout, traders must: - Trade at least 5 separate days - Generate 0.5% profit on each of those days
Add-On Option
If you purchased the No Minimum Trading Days add-on, this rule is waived.
Rules
Once funded, the same drawdown rules apply: - Max Overall Loss: 7% (static) - Max Daily Loss: 4% - Minimum Trading Days: 3 with 0.5% profit per day (for 1-step challenge) - Profit Split: 100% (with add-on)
Default
85%
With Add-On
100%
EAs & Bots
Fully allowed
All Styles
All styles welcome
Lot Size Restrictions
No lot size restrictions, but trade risk must stay within rules.
Refund Policy
Refunds of the challenge fee happen only after your 4th payout from a funded account. The initial fee is non-refundable if the account is failed.
2 Step
Two-phase evaluation model with generous loss limits and unlimited time to pass.
The 2 Step Challenge is designed to test your trading consistency across two stages before unlocking a funded account with up to 100% profit split. With high max drawdown and no time pressure, it’s built to reward patient, disciplined traders.
Rule
If you violate drawdown rules, your account will be breached and closed permanently. This applies to both evaluation stages and the funded phase.
Rule
This is the maximum loss allowed in a single day, calculated using the previous day’s highest equity or balance (whichever is higher). This resets every day at 5 PM EST.
Example 1
Highest equity on Monday: $100,000 Tuesday’s max loss = 4% of $100,000 = $4,000 You cannot fall below $96,000 at any point on Tuesday.
Example 2
Highest balance on Monday: $106,000 Tuesday’s max daily loss = 4% of $106,000 = $4,240 Breach occurs if equity falls below $101,760 on Tuesday.
Rule
This is the total allowed loss from your starting balance. If your equity or balance falls below this level, the account is breached.
Example 1
Starting balance: $100,000 Max overall loss = 10% = $90,000 Account is breached if balance/equity falls below $90,000 at any time.
Example 2
You reach $108,000 in profit | Drawdown limit remains fixed at $90,000 (based on starting balance) | If balance drops from $108,000 to $89,999 — the account breaches.
By Default
First reward: Available after 30 days Second Reward: after 21 Days Third Reward: after 14 Days
With Add-Ons
Bi-weekly Reward: 30 days for first, 14 days for following
Instant Funded
Xpips’s Instant Model gives you direct access to a live funded account — no evaluation phase, no challenges.
You begin trading immediately after purchase, with the ability to earn payouts on your performance and consistency.
Xpips Instant Model
Xpips’s Instant Model gives you direct access to a live funded account — no evaluation phase, no challenges.
Immediate Trading
You begin trading immediately after purchase, with the ability to earn payouts on your performance and consistency.
Live Market Conditions
All trading is done on live market conditions, and performance is monitored through strict risk management rules to maintain long-term trader and firm stability.
Trading Period
Unlimited
Minimum Trading Days
5 (0.5% Gain)
Profit Target
N/A
Max Overall Loss
6% (Trailing)
Max Daily Loss
3%
Expert Advisors
Allowed
Refundable Fee
Refunded on 5th Payout
Breach Consequence
Breaches result in the immediate and permanent closure of your account.
Breach Conditions
You will breach your Instant Funded account if: You exceed the 3% Daily Drawdown, You exceed the 6% Max Drawdown
Automatic Enforcement
These limits are enforced automatically and cannot be reversed.
Daily Drawdown Calculation
Your daily loss limit is calculated based on the previous day's highest equity or balance, whichever is higher. The limit is 3% below that amount. This resets daily at 5PM EST.
Example 1
Monday high equity: $108,000 | 3% of $108,000 = $3,240 | On Tuesday, your account must stay above $104,760
Example 2
Monday high balance: $102,000 | 3% of $102,000 = $3,060 | On Tuesday, your account must stay above $98,940
Trailing Drawdown Definition
This is a trailing drawdown, meaning it adjusts upward as your account grows — until your profits reach 6%, at which point it locks at breakeven.
Example 1
Start with $100,000 | Grow to $106,000 (6% profit) | Trailing drawdown locks at $100,000 | Your account cannot fall below this again
Example 2
Peak equity: $104,000 | 6% trailing = $97,750 | If equity drops below $97,750, the account is breached | This amount continues to trail until $106,000 is reached
None (Default)
First: 30 days, Then: every 30 days
Bi-weekly
First: 30 days, Then: every 14 days
Reward Eligibility
To be eligible for a reward, you must: Complete 5 trading days (Minimum trade duration rule: 2 minutes), Remain within drawdown and trade-risk rules, Meet the Consistency Rule (below)
Default Profit Split
Default: 65%
Consistency Rule Definition
If your best day exceeds this: You won’t be breached, but you can’t request a payout until your profits are more evenly distributed
$5K Account
Cost: $89
$10K Account
Cost: $149
$25K Account
Cost: $269
$50K Account
Cost: $479
$100K Account
Cost: $749.99
Leverage 1:50
Cost: +15%
Bi-weekly Payout
Cost: +25%
Margin Requirement
Margin should not go under 65%
Important Notes
Minimum trading time is 2 minutes per trade
Access – Pay After You Pass
Pay after pas (PAP) is Xpips’s 'pay-after-you-pass' model, made to reduce the upfront cost for traders while offering access to funded accounts.
Instead of paying the full fee upfront, traders only pay a small entry fee and complete the evaluation. The full fee is only paid once both steps are successfully passed.
Challenge Formats
Xpips offers two challenge formats: 2-Step Challenge: A traditional two-phase model with realistic profit targets and generous risk parameters. 1-Step Challenge: A simplified one-phase model for faster evaluation and fewer requirements. Add-ons such as weekly payouts are available at checkout to customise your experience.
Stage Requirements
| Stage | Trading Period | Minimum Trading Days | Profit Target | Max Daily Loss | Max Overall Loss | |--------|----------------|--------------------|---------------|----------------|-----------------| | Step 1 | Unlimited | 3 | 6% | 5% | 10% | | Step 2 | Unlimited | 3 | 3% | 5% | 10% | | Funded | Unlimited | 3 | – | 3% | 6% | Note: Minimum trading time is 2 minutes per trade.
Account Pricing
| Account Size | Phase 1 | Phase 2 | Funded Fee | |--------------|---------|---------|------------| | $5K | $5 | $5 | $78 | | $10K | $5 | $5 | $138 | | $25K | $5 | $5 | $278 | | $50K | $5 | $5 | $418 | | $100K | $5 | $5 | $788 | | $200K | $5 | $5 | $1,478 |
Reset Pricing
| Account Size | Price | |--------------|-------| | $5K | $31.20 | | $10K | $55.20 | | $25K | $111.20 | | $50K | $167.20 | | $100K | $315.20 | | $200K | $591.20 |
Available Add-Ons
| Add-On | Description | Cost | |------------------------|--------------------------------------|------| | Bi-weekly Payout | Allows payouts every 2 weeks | +25% | | 100% Profit Split | Upgrade from 80% to full payout | +20% | | Leverage 1:100 | Increase leverage up to 1:100 | +15% | **Important Notes:** - Minimum trading time is 2 minutes per trade - All trading rules apply consistently across all stages
Hard Breach & Max Loss Rules
A hard breach occurs if you exceed the Maximum Daily Loss or Maximum Overall Loss. This results in immediate account closure during both evaluation and funded stages. Max Overall Loss – Static Xpips funded accounts use a static drawdown model, meaning your account’s breach level never moves, even if you’re in profit. The max loss is always calculated from the initial balance. A breach happens if your balance or equity falls below 10% of the original account balance at any time — regardless of whether losses are closed or floating. Example Breach Despite Being in Profit You’ve been doing well and have grown your account to $107,000 in balance. Initial Balance: $100,000 | Max Overall Loss (10% of initial balance): $10,000 | Breach Level: Still $90,000 Later, you take a high-risk trade and your equity dips to $89,800. Even though you’re in overall profit, the breach level doesn’t move, and your account will be breached because equity has dropped below $90,000.
How It Works
Your daily drawdown limit is based on the previous day's highest balance or equity — whichever is higher. The limit resets daily at 5 PM EST.
Example 1
Account Size: $100,000 | Monday’s Highest Equity: $108,000 | Max Daily Loss (4%): $4,320 | Tuesday Breach Level: $103,680 | If your equity or balance falls below $103,680 at any point on Tuesday, the account is breached.
Example 2
Account Size: $100,000 | Wednesday’s Highest Balance: $100,500 | Max Daily Loss (4%): $4,020 | Thursday Breach Level: $96,480 | On Thursday, your account cannot drop below $96,480 — even during floating drawdown.
Stage Requirements & Pricing
| Stage | Minimum Trading Days | Profit Target | Max Daily Loss | Max Overall Loss | Consistency Rule | |--------|--------------------|---------------|----------------|-----------------|-----------------| | Step 1 | 0 | 6% | 4% | 7% | 50% | | Funded | 3 days | 0 | 4% | 7% | 30% | | Account Size | Price | |--------------|-------| | $5K | $78 | | $10K | $168 | | $25K | $308 | | $50K | $458 | | $100K | $868 | | $200K | $1,678 |
Payout Requirements
Minimum of 3 trading days in the funded stage (with at least 0.5% profit per day) is required before requesting your first payout. Profit splits are 85% by default. Payout schedules depend on selected add-ons: bi-weekly or monthly.
Overview
To keep trading fair, controlled, and sustainable for all funded traders, XPips applies the following consistency standards during the Funded Stage. These rules help promote stable behavior, reduce risk, and support long-term profitability.
1. Lot Size Stability Rule
At the time of your payout review, XPips calculates your average lot size based on all closed trades. This average establishes the acceptable trading range: Upper Limit: Average lot size + 50% Lower Limit: Average lot size – 50% Example: If your average lot size is 10 lots, your allowed consistent range becomes: 5 lots (minimum) → 15 lots (maximum).
Trade Grouping Logic
To avoid artificially splitting positions: All trades opened on the same pair within 30 seconds are grouped and counted as one position. Example: • 2 lots XAUUSD at 14:10:20 • 3 lots XAUUSD at 14:10:45 These count as a single 5-lot position.
Review & Adjustments
Trades that fall outside the acceptable range may: • Be reviewed individually • Be partially reduced from the final payout • Be removed if deemed inconsistent Formula Used: Total lot volume ÷ number of closed positions = Average Lot Size Then: Minimum Allowed: Average × 0.50 Maximum Allowed: Average × 1.50 Note: Partial closes are treated as separate trades.
2. Daily Profit Concentration Rule (35% Rule)
To prevent excessive risk-taking during volatile sessions, XPips applies a 35% payout concentration limit. What This Means: On any given day: • No single trade, or • Total profit from trades within the same day can represent more than 35% of your total payout potential.
Example
You earned $5,000 profit. Your payout split is 80%, so your payout potential is: $5,000 × 80% = $4,000 35% of $4,000 = $1,400 So: If any individual trade OR the total profit of one trading day exceeds $1,400, that excess amount will be deducted from your payout.
Single Use Rule
Please note: ACCESS accounts are limited to single use per customer. Each customer may purchase one Step 1 and one Step 2 account only.
When do I pay the full fee?
Only after you successfully pass both evaluation phases.
Are Expert Advisors (EAs) allowed?
Yes, they are allowed across all stages.
Is there a difference in leverage across phases?
No, all Xpips accounts follow the same leverage model except add-ons.
Trading Rules
Comprehensive guide to XPips trading rules, risk management, and compliance requirements.
Stop Loss Policy
Are Stop Losses Mandatory?
Stop losses are not mandatory at XPips, but we strongly recommend using them as part of a sound risk management strategy.
Why You Should Use a Stop Loss
• Helps protect your virtual capital by defining your exit point • Encourages disciplined, structured trading • Makes it easier to calculate your risk per trade • Prepares you for the expectations of the funded stage
What Happens If You Don't Use One?
• Your risk is considered undefined • You may unknowingly exceed your daily limits • You could breach the One-Sided Risk Exposure rule → If your trades on a single instrument result in more than 50% of your daily drawdown limit being lost at any point during the day, it may be treated as a breach
Our Suggestion
Even though it's not required, we recommend every trade has: • A stop loss • Or a clearly defined risk level based on your strategy This keeps you within risk limits and builds the habits expected of funded traders.
Minimum Trade Duration Policy
Trade Duration Guidelines
We encourage traders to hold positions for an appropriate period of time that reflects genuine market engagement. While we don't enforce strict time-based rules on every trade, trades held for less than 3 minutes may come under review.
Why is this important?
The goal of this policy is to support fair, sustainable trading and discourage patterns that are considered outside the spirit of our program. Relying on ultra-short-duration trades to generate fast profits or pass trading day requirements may be flagged as inconsistent with realistic trading behaviour.
Activity that may be reviewed
• Repeated use of very short-duration trades as a core strategy • Tick scalping or high-frequency-style execution • Opening a series of placeholder trades, followed by a large-lot trade closed within seconds • Using short trades primarily to meet minimum trading days or force quick profit targets
Consequences
If sub-3-minute trades become your primary method, actions may include: • Profits withheld • Account paused or suspended • Ineligibility for payout
Overnight and Weekend Trading
Can I hold trades overnight and over weekends?
Yes — XPips allows you to hold trades overnight and over the weekend across all stages, including both evaluation and funded accounts.
Market Gaps and Volatility Risk
When markets are closed, significant events may cause price gaps. Example: EUR/USD closes Friday at 1.0950, opens Sunday at 1.0880 due to weekend news, creating a 70-pip gap that could result in larger losses than anticipated.
Limited Trade Management
You won't be able to close, adjust, or manage your trade while markets are closed. Significant price movements could affect your account before you can take action.
Swap Fees (Rollover Charges)
Holding positions past 5 PM EST incurs swap fees based on the instrument, position direction, and interest rate differential. Weekend charges can be tripled.
Risk Management Tips
• Always place stop-loss orders • Reduce position size before weekends • Monitor economic calendars • Limit your leverage • Understand swap costs
All or Nothing Trading Policy
Structured Strategy Requirement
XPips encourages traders to use structured strategies with solid risk management. Extreme high-risk, 'all or nothing' strategies are generally not permitted and can put both the trader and program at risk.
What Is Considered 'All or Nothing' Trading?
• Using more than 80% of available margin in a single trade • Placing large trades that risk breaching max drawdown in one move • Positioning with no stop-loss or using unrealistic targets • Relying on unhedged 'double or nothing' trades • Ignoring volatility or holding oversized positions through high-impact news
Consequences of Violations
• Profit being withheld or reduced • Removal from reward eligibility • Account breach or termination • Loss of add-on privileges • Disqualification from promotional campaigns
Case-by-Case Review
We review trades individually and are open to clarifications. Contact our team to explain the logic behind trades, risk control measures, and how strategies fit into broader responsible account management.
Daily Loss Limit Rules
How Daily Loss Limit Works
Each day at 5 PM EST, your Daily Drawdown Limit is recalculated based on the higher of your account's balance or equity. This becomes your baseline for the next trading day.
Daily Loss Percentages by Model
• Access (Pay After Pass): 5% • Instant Funded: 3% (Trailing) • 1 Step Standard: 4% • 1 Step Pro: 3% • 2 Step Standard: 5% • 2 Step Pro: 4% • 3 Step Standard: 4%
Calculation Examples
Example 1 - 2 Step Standard ($100K, 5% limit): Previous day equity $102,000, limit = $5,100, minimum equity = $96,900 Example 2 - 1 Step Pro ($100K, 3% limit): Previous day equity $104,000, limit = $3,120, minimum equity = $100,880
Breach Consequences
A breach of the Daily Loss Limit results in immediate and permanent closure of the account for all phases (Step 1, Step 2, Funded accounts). Traders can purchase new challenges or use Free Retry if eligible.
Trade Risk Calculation
What is Trade Risk?
Trade risk refers to the amount of capital you are placing at risk on a position — the potential loss if the market moves against your trade. This is typically defined by your stop loss (SL).
Risk Calculation Formula
Formula: (Entry Price – Stop Loss) × Lot Size × Contract Size • For Buy trades: Risk = (Entry Price – SL) × Lots × Contract Size • For Sell trades: Risk = (SL – Entry Price) × Lots × Contract Size
Risk Without Stop Loss
Trading without a stop loss doesn't automatically breach rules, but if unrealized loss exceeds 50% of daily drawdown limit, it may be treated as a breach under One-Sided Risk Exposure rule.
Example Calculation
Gold (XAUUSD) trade: $100K account, 5% daily limit ($5,000), max risk 50% = $2,500 Buy at $2,000, SL at $1,990, 1 lot: Risk = (2000-1990) × 1 × 100 = $1,000 ✅
Stop-Loss Importance and Consequences
Risks of Not Using Stop-Loss
• Significant losses before manual closure • Potential breach of daily drawdown limit • Account termination if total drawdown exceeded • Need to purchase new challenge for evaluation accounts
Benefits of Using Stop-Loss
• Limits potential losses automatically • Protects account from rapid market reversals • Helps stay within drawdown limits • Prevents emotional decision-making • Enables disciplined trading approach
Risk Management Recommendation
Set appropriate stop-loss levels on every trade to remain within allowed drawdown limits and continue trading without unnecessary risk. Contact support for risk management questions.
Prohibited Trading Practices
One-Sided Risk Exposure (Funded Only)
Cannot risk more than 50% of daily loss limit on single trade or multiple trades in same instrument. Example: 5% daily limit = max 2.5% risk on single instrument per day.
Hedging Across Brokers
Hedging between multiple brokers or prop firms to create risk-free exposure or arbitrage is strictly prohibited.
Tick Scalping & Latency Exploitation
Strategies using rapid-fire entries/exits for micro movements or latency arbitrage are disallowed as they don't reflect sustainable trading behavior.
Account Sharing & Managed Trading
Accounts must be operated solely by registered user. Prohibited: sharing credentials, third-party trading, geographically inconsistent trading without approval.
Server Overloading & Toxic Flow
Prohibited: automated systems placing large order volumes, spamming orders, causing server strain.
Account Passing Services
Purchasing services to complete evaluation or funded account on your behalf is strictly against terms. Suspected accounts will be disqualified.
Hard Breach Rules
What is a Hard Breach?
A serious violation that results in immediate account termination when daily or total drawdown limits are exceeded.
What Causes Hard Breach?
• Exceeding daily drawdown limit (5% for Trader & Plus, 4% for Express) • Exceeding total drawdown limit (10% for Trader, 8% for Plus, 7% for Express)
Hard Breach Consequences
• Evaluation Accounts: Account closed, new challenge required • Funded Accounts: Account terminated, profits forfeited
Prevention Methods
• Monitor drawdown limits continuously • Use stop-loss orders for loss control • Manage position sizing and leverage appropriately
Leverage Structure
Leverage During Evaluation
• Forex: 1:100 • Indices: 1:20 • Commodities: 1:20 • Cryptocurrency: 1:2
Leverage During Funded Stage
Leverage automatically reduced by half: • Forex: 1:50 • Indices: 1:10 • Commodities: 1:10 • Cryptocurrency: 1:1
Why Leverage is Reduced
To protect both trader and firm when managing real capital, encouraging more controlled risk management while maintaining strategy flexibility.
Important Notes
• Leverage is fixed within each stage • All funded account types follow same leverage rules • Adjust position sizing when moving from evaluation to funded
Maximum Drawdown Rules
Maximum Drawdown by Model
• 2 Step/2 Step Pro: 10% ($90K breach on $100K) • Access (Evaluation): 10% ($90K breach) • Access (Funded): 6% ($94K breach) • 1 Step Standard: 7% ($93K breach) • 1 Step Pro: 6% ($94K breach) • 3 Step Standard: 8% ($92K breach) • Instant Funded: 6% (Trailing)
Static Drawdown Calculation
Most challenges use static drawdown - fixed from starting balance, doesn't trail upward with profits. Breach level remains constant regardless of account growth.
Trailing Drawdown (Instant Only)
Starts 6% below starting balance. Once account hits 6% profit, drawdown locks at initial balance. Example: $100K account reaching $106K locks drawdown at $100K.
Drawdown Breach Consequences
• Evaluation: Account closed, new challenge required • Funded: Account permanently closed, profits forfeited • No ban imposed, new challenges can be purchased
XPips Protector System
Purpose and Application
Built-in safeguard for funded account longevity. Over 68% of breaches stem from Daily Drawdown violations. Smart risk-management mechanism protects accounts before losses spiral out of control.
Activation Thresholds
Triggers when open trades reach floating losses: • 1-Step, 2-Step, 3-Step: 2% of initial balance • Access: 1.5% of initial balance
How It Works
When threshold reached: • Automatically closes all open positions • Allows immediate continuation of trading • Considered soft breach, not full violation • Real-time intervention to keep account alive
Trigger Consequences
• 1st Trigger: Profit split reduced to 50% • 2nd Trigger: Account breached, access revoked • Structure encourages learning while maintaining risk discipline
Affiliate Program
Everything you need to know about XPips affiliate program, commissions, and referral system.
What is the XPips Affiliate Program?
Program Overview
The XPips affiliate program allows individuals to earn commissions by referring new traders to the platform. Once approved, you'll receive a unique referral link to start promoting XPips and earn a percentage when someone completes an evaluation.
Benefits
Tiered commission structure with real-time tracking, marketing resources, and reliable income stream. Turn your network and content into consistent revenue by referring traders to a trusted proprietary firm.
Who can join?
Ideal for traders looking for passive income, content creators & influencers with trading audiences, educators & mentors in the trading industry, trading educators, website owners and bloggers covering trading topics.
What is the commission structure?
Tiered Commission Structure
Bronze: 10% commissions with discount matching, marketing materials, real-time tracking, monthly payouts, and monthly giveaway. Silver: 15% commissions with priority support, custom codes, bi-weekly payouts, personalized materials, and free $25k account monthly. Gold: 20% commissions with XPips Partner status, free $50k account weekly, dedicated manager, weekly payouts, and joint webinar opportunities.
Recurring Commissions
Earn commissions on every successful referral with no limits on potential earnings. The more successful referrals you generate, the higher your commission rate becomes.
International Referrals
XPips accepts international traders with no location limits. Affiliates can promote to a global audience, increasing earning potential through growing worldwide demand for funded trading.
How and when are commissions paid?
Payment Schedule
Flexible payout options: On-demand payouts (request anytime), biweekly payouts (every two weeks), or monthly payouts (end of each month). Unlike many programs, XPips allows affiliates to withdraw earnings on demand.
Payment Methods
Multiple payout methods available including cryptocurrency. All payment preferences can be updated through the affiliate dashboard.
Minimum Payout
Minimum payout threshold is $50. Once your balance reaches this amount, you can request a payout or opt for automated payments based on your selected schedule.
How is referral tracking handled?
Real-Time Tracking
Access analytics and track your referrals, clicks, and earnings through the affiliate dashboard with full transparency on all earnings and withdrawals.
Unique Referral Links
Each affiliate receives unique tracking links to monitor sign-ups, conversions, clicks, and completed purchases that generate commissions.
Affiliate Dashboard
Monitor performance including clicks and sign-ups from referral links, completed evaluations, earnings and payout history in real-time.
What marketing materials are provided?
Banners and Graphics
Ready-to-use promotional banners and images for websites and social media. Professional promotional materials tailored for different audiences whether focusing on beginner traders, advanced traders, or general financial education.
Content Materials
Pre-made social media posts, professionally written email templates for outreach and promotion, and content materials to help maximize conversions while promoting XPips offerings.
Support and Resources
Access resources through Discord for affiliate discussions, Instagram for direct support from affiliate manager, and comprehensive tracking tools through the affiliate dashboard providing real-time analytics.
How do I join the XPips Affiliate Program?
Sign Up Process
Go to Xpips.com/partners, navigate to the Affiliate Program section, and fill out the application form with details about yourself and your audience.
Get Approved
Once your application is reviewed and approved, you'll receive an affiliate account along with a unique referral link to start promoting XPips.
Start Promoting
Share your referral link through websites/blogs, social media platforms (Twitter, Instagram, YouTube, Discord), email newsletters, trading forums and communities, social media advertising, and localized content for different regions.
Getting Paid
Complete guide to reward withdrawals, payment methods, and payout procedures at XPips.
How do I withdraw my rewards?
Withdrawal Process Steps
Request withdrawal through your XPips dashboard (reward button becomes available when eligible), ensure account meets all eligibility rules, wait for processing, and receive payment to your nominated crypto wallet.
Processing Time
Crypto payouts are typically processed within 1-2 business days. Once withdrawal is processed, your funded account will be reopened for trading with existing capital and account conditions.
Withdrawal Limits
Minimum withdrawal amount is $100 for rewards and $50 for general withdrawals. Account must meet eligibility rules including sufficient profit, minimum trading days, no active trades, and no rule violations under review.
What payment methods are available?
Cryptocurrency
Crypto payouts are available for rewards with no processing fee. Payments are sent to your nominated crypto wallet - ensure wallet details are accurate for secure transactions.
Support Contact
For questions or support submitting a reward request, reach out via Live Chat or email support@Xpips.com for assistance with withdrawal methods and requirements.
Security & Requirements
All payments are processed through secure channels. Your preferred withdrawal option depends on the amount and regulatory considerations specific to your location.
Payout Eligibility
Traders are eligible to request rewards after meeting payout cycle requirements. Payout cycles begin from the first trade placed on your funded account, with weekends and inactive days not delaying the countdown.
How is my reward share calculated?
Profit Split Structure
Default profit split is 85% for all funded traders, meaning you retain the majority of trading profits from your first reward. Add-ons can boost the split to 100% for maximum reward potential.
Profit Split Upgrades
Optional 100% profit split add-on available at checkout when purchasing your evaluation. This upgrade ensures you keep every dollar of eligible profit earned during the funded phase with no hidden fees or reductions.
Competitive Advantage
XPips offers one of the most competitive and flexible profit-sharing structures in the industry with 85% standard split across all funded accounts and 100% profit split available through upgrades.
What are the reward frequency cycles?
Default Payout Cycle
The default payout cycle is 30 days after placing your first trade. First payout cycle on all models is 30 calendar days, after 2nd payout it becomes 21 calendar days, after 3rd and subsequent payouts it's capped at 14 calendar days.
Flexible Reward Cycles
Optional payout frequency add-ons give you more control over cash flow. Flexible schedules allow traders to access profits regularly, reduce delays, maintain motivation, and plan trading around financial goals.
Benefits of Flexibility
Whether trading part-time or full-time, selecting appropriate payout frequency allows for agile financial planning, regular profit access, reduced unnecessary delays, and better alignment with personal financial goals.
What are the tax implications?
Tax Responsibility
Traders are responsible for reporting and paying taxes on their trading rewards according to local laws and regulatory requirements in their jurisdiction.
Tax Documentation
XPips provides detailed transaction reports and reward statements for tax purposes to help traders maintain accurate records for tax reporting.
Professional Advice
We recommend consulting with a tax professional for guidance on your specific situation and local tax obligations related to trading rewards and profits.
How secure are payments?
Security Measures
All payments are processed through secure, encrypted channels with bank-level security protocols to ensure safe and reliable fund transfers.
Identity Verification
Comprehensive KYC verification ensures secure and compliant payment processing in accordance with regulatory standards and anti-fraud measures.
Payment Protection
Payments are protected by security protocols and partner payment processors. Ensure payment information accuracy to prevent delays and maintain security.
What if I have payment issues?
Support Contact
Contact support team immediately via Live Chat or email support@Xpips.com if you experience any payment-related issues or need assistance with withdrawals.
Issue Resolution
Support team works quickly to resolve payment issues and ensure you receive your funds. Professional assistance available for withdrawal problems and account questions.
Prevention Tips
Ensure wallet details are accurate for crypto payouts, meet all eligibility requirements, and keep payment information up-to-date to prevent delays and processing issues.
Still Need Help?
Can't find what you're looking for? Our support team is here to help you 24/7.
